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Getting started

August 28th, 2008 at 06:00 pm

Well, this is my first blog. Any and all suggestions are welcome. Right now I have $2,120 in debt on CC @ 9.99%. My goal is to get rid of the debt before the end of the semester (December 11 or so). The goal after that is to save up for several different things. 1) New DSLR camera with lenses (roughly $2400 total), 2) New PC (to be able to play the new PC games coming out, roughly $1100), 3) Week long trip to Vegas for spring break (unsure how much that will cost). I have financial aide coming in soon to the tune of about $1400. The entire check will be sent to the CC companies. I work 20 hours per week @ $8.25/hr ($165ish a week before taxes). I also have a second job, which is more unstable due to the nature of it. Until all debt is paid off, I will put all income towards the CC. I also have $50/month going into a Roth (PRWCX) as well as $55/month going to College Pre-Paid for my son who is 4. Along with the goals, I also need to save up for gifts for the holiday season, I don't plan on spending much, but I'd like to pay cash for it. I will keep an update to this as much as I can, I have a bad habit of not following up so if you all stay on my rear I'll be good Smile

4 Responses to “Getting started”

  1. Broken Arrow Says:

    Welcome.

    That's quite camera you must be after.... So, just curious, but is it really necessary to buy that level of firepower? Really good digital cameras are available nowadays for a lot less.

  2. djudah Says:

    I have checked into all the options and this is the one I like best. I do not like the Canon and Nikon options because I can't find the range I want without losing quality and spending much more money. I plan on getting the Olympus E-3 and the Olympus 12-60mm and 50-200mm lenses (24-120, 100-400 35mm equiv). I understand it is a lot, however, for a camera which will last me 10 years or more, I find it will be worth it, especially if I can sell some of the photo's and get work as an even photog.

  3. crazyliblady Says:

    Welcome to Saving Advice. I am inspired by your goals and determination to accomplish them. Being a college student, working, and paying off debt is a big load. I am determined to continue to pay off my debt, keep my spending under control, contribute to savings and retirement, as well as save $1500 out of my own money to go to a conference for work in early June. I am applying for extra funds through work to go, but some of it I will not get until I come back from the trip. So, the bulk of it I need to have in hand before I leave. Anyway, I look forward to your blogs and hearing about how you accomplish your goals.

  4. jIM_Ohio Says:

    I think you need to spend some time prioritizing goals. It will be easier to get some of them accomplished if you apply some logic to them.

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